With the appreciable initiative of West Bengal, No students have to leave their dream of pursuing higher study because of poor financial conditions. The state government introduced Student Credit Card West Bengal apply online 2021 Scheme which is aimed at providing loans for higher education. If you are a student and want to apply for the WBSCC scheme, you are reading the right article.
We will discuss the West Bengal Student credit card scheme website, Student credit card details, eligibility, login, documents for WBSCC Yojana, and other related details. You can also visit the official website for student credit card details in Bengali.
We all know the importance of higher education in our lives. There are many students who want to do higher education and fulfill their dreams but due to their poor financial condition, they are unable. Mamta Banerjee has decided to launch West Bengal Student Credit Card login Scheme on 24th June 2021 in the state cabinet meeting. This scheme is finally launched on 30th June 2021 and aimed at providing loans to students for higher education at a very low rate of interest.
Under this scheme, the students of 10th class or above can do West Bengal student credit card apply online 2021, and take a loan up to Rs 10 Lakh. The students can avail of the loan for the higher study of undergraduate, postgraduate, doctoral, and postdoctoral. After successful registration, the students can use provided credit card for studies in India as well as abroad.
Student Credit Card West Bengal Apply Online
Name of the Scheme
West Bengal Student Credit Card Scheme
30th June 2021
To provide Loans for higher education in India or abroad
Amount of Loan
Up to 10 Lakh
The interest rate of Loan
4% per annum
15 years after getting the job
West Bengal student Credit Card Scheme Website
After launching this scheme, more than 25,847 students have applied for student credit card details in Bengal. In the total number of students, 16834 are male students and 9461 are female students. The students can also use the loan amount in purchasing laptops, books, tuition fees, and other study-related expenses. The interest rate of the loan is 4% per annum.
Chief Minister Mamta Banerjee launched this scheme on 24th June 2021 to provide educational loans up to Rs 10 Lakh for higher education.
This loan is available at a very low rate of interest.
After successful sanction of the loan, the students will be provided a credit card and students can withdraw the amount of the loan as needed.
The permanent resident who are living in West Bengal for the last 10 years can apply for the West Bengal Student Credit card login yojana.
Student Credit Card West Bengal Eligibility
This scheme is available only for the students of West Bengal.
The students should be living in West Bengal for at least 10 years.
The students of class 10th or above can apply for Student Credit Card West Bengal.
The maximum age to apply for this scheme is 40 years.
The students who are unable to pay their fees for higher education because of the poor financial conditions can only apply for this scheme.
There is also a procedure for extending the loan for the preparation of National level Competitive Examinations including IPS, WBPSC, IAS, IITs, IIMs, etc.
Here is the list of Student Credit Card documents.
Aadhar Card (PDF Format -50kb to 400kb)
Resident Certificate (50Kb to 400kb)
Passport Size Photograph (Color photograph in size of 20kb to 50kb)
Signature of applicant (10kb to 50kb)
10th Class Registration Certificate (PDF -50kb to 400kb)
Bank Account details
Course fees proof
Income Certificate etc.
West Bengal Student Credit Card Apply Online
Here are the steps for Student Credit Card Registration 2021-
Visit the official website of the West Bengal Credit Card by clicking here.
Click on the ” Student Registration” on the homepage.
The Registration form will open on your screen.
Enter the following details in the registration form- Applicant Name, Date of Birth, Gender, Aadhaar Number, Program type, Program name, etc.
Next, enter the State of the institution, District of Institution, Name of Institution.
Enter your personal details such as Phone Number, Email ID, and Password.
Click on the register tab and you will get your Unique ID on your registered mobile number.
Process of Student Credit Card Login
After getting your Unique ID, You can go forward with for Student Credit Card login. For this, go to the homepage again and follow the below-mentioned steps:
Click on the “Student Login” on the homepage.
On login page, enter your Application ID.
Enter your password.
Enter the Captcha code in the captcha code box.
Click on the login tab and you will be redirected to the Applicant dashboard.
Here, click on the “Edit Loan Application” tab and the application form will appear on your screen.
Enter the following information in the form such Personal details, Co-borrower details, Present address, Permanent address, Course and income details, and bank details of the applicant.
Click on the Save and Continue tab and upload the following documents.
How to Track Student Credit Card Scheme application?
First, visit the official website of the West Bengal Credit Card Scheme.
Follow the above-mentioned steps for student login.
After successful login, click on the Track Application tab.
Enter your applicant ID and click on the search button.
Your student credit card tracking will appear on your screen.
Process of Administrator Login
Visit the official website of WBSCC Scheme West Bengal.
Click on “Administrator login” on the homepage.
Choose your user type and enter your password.
Enter the Captcha code.
Click on the Login tab.
Loan Sanction Process and Checking Online Application Status
After following the above-mentioned Administrator login steps, A dashboard will open on your screen.
Here, Click on the Application pending option.
On the next page, you will see an MS Excel Sheet containing all pending applications that will be generated.
If you want to download this sheet, click on the download excel button.
Click on the view icon and the new page will open on your screen.
You can also download various documents from this page such as Pan and Aadhar of a student, Pan address proof, and proof of admission.
Click on the application pending menu of the dashboard to sanction the loan and reject the loan.
Loan Sanctioned process
If you want to approve the loan, enter the sanctioned amount in numeric and word on the next page and upload a copy of the sanction letter. At last, click on the submit button.
Loan Rejected Process
If you want to reject the loan, Click on the reject loan option. Next, select the rejection cause from the drop-down menu. Give a benchmark for parameters in birds as per your bank norms and click on submit button.
Steps for Institution Profile Submission
Visit the official website of WBSCC Yojana.
Click on Administrator login on the homepage.
Select your user Type and enter your user ID.
Enter your Password and Captcha code.
Click on the login button and you will be redirected to the next page.
Here, Click on “Submit Institution Details”.
Enter the following details:
Name of Institution
Rank Type and rank
Address of Institution including State and District
Name and Designation of Nodal Officer
Email ID of Nodal officer
Pan number and TAN Number of Institution
Bank Details such as IFSC code, Bank name, Branch and Account number.
Next upload the required documents such as AISHE Certificate, Accreditation document, Rank document, and Affiliation document.
How can I apply for student credit card in West Bengal?
You can visit the official website and follow the above-mentioned steps to apply for a student credit card in West Bengal.
Who is eligible for student credit card?
Any student from West Bengal above the age of 18 years can apply for the Student Credit Card scheme.
How can a student use a credit card?
Here are the 5 tips to use Student Credit Card. 1. Timely payment of credit card bill 2. Don’t spend more than you can afford. 3. Use your credit card minimum. 4. Don’t open too many cards. 5. Avoid Fees.
What is West Bengal Student Credit Card Scheme?
The students of 10th class or above can do student credit card apply online, and take a loan up to Rs 10 Lakh. The students can avail the loan for the higher study of undergraduate, postgraduate, doctoral, and postdoctoral.